When you start thinking about life insurance, odds are that you're thinking about protecting your family, both now and in the future. Life insurance is not just for the death of a loved one, as a matter of fact, the wealthy use insurance …

Temporary life insurance protection for a specified period of time, or term. The death benefit is paid only if the insured dies during the contract period and all premium has been paid in a timely fashion. 

All whole life (WL) policies are also known as permanent insurance. You can never outlive the coverage, and if you live to the endowment point (historically age 100 but has been increased for WL products to age 115 with the 2009 current …

Although estate planning is not always a topic that garners much interest, it is critical to take the required procedures to guarantee that your assets are dispersed in accordance with your wishes. A well-thought-out estate plan can help …

Have you ever considered the possibility of using a full life insurance policy to establish your very own bank? A wealth plan that combines banking and whole life insurance may be more appropriate for certain individuals than for others. …

The annuitant cannot experience any loss to principal, but returns are based on the performances of stock indices (such as the Dow Jones or the Standard & Poor’s 500, etc.). 

The insurance company bears all investment risk. The annuitant gets the same amount of guaranteed income, usually paid monthly, for either a specified period of time or as long as he or she lives. All premiums are paid into the general …

An annuity is not a death benefit, an annuity is a periodic payment of income made to the annuitant (a natural person who receives benefits under an annuity contract) either during the course of his or her expected lifetime or for a …

No matter what life brings, Geil Investments has solutions to help protect your assets and your future. Whether you’re insuring against an unexpected disability or preparing for your long-term care in retirement, we can help meet your …

Help protect your most valuable asset—your ability to earn an income. Whether you own a business or you’re quickly moving up in your career, success has always been part of your plans. But are you prepared if something were to happen to …

Long Term Care (LTC) Rider – is commonly added to a life policy to protect the insured against financial loss from rapidly accumulating and expensive nursing care. This policy rider is an example of an accelerated benefit, meaning that …